Infrastructure investment in a rising interest rate environment
Summary
Institutional investment in infrastructure has seen significant growth in recent years. Following an extended period of quantitative easing from central banks, investors are now entering uncharted waters as interest rates are rising. IFM Investors
looks at factors affecting infrastructure investments which can reduce the impact of rises in interest rates, particularly where there is a natural hedge through linkages to inflation or economic growth.
Institutional investment in the infrastructure asset class has seen significant growth in recent years. This dynamic can largely be attributed to investors looking to access investments with attractive risk-adjusted returns, and a strong and stable
cash yield in an otherwise relatively low-yield environment across traditional asset classes.
But investors are now entering uncharted waters, with rates rising following an extended period of quantitative easing by central banks. Key questions for the infrastructure asset class are:
- How quickly and how high can rates rise; and
- How will investments in infrastructure perform in this environment?
This paper begins with a brief summary of the macro-economic environment which has led to historically low rates and examines the outlook for rates going forward. The view presented remains consistent with the work of IFM Investors Chief Economist,
Alex Joiner, published in February 20181.
We then present IFM Investors’ views on the characteristics of the unlisted infrastructure market and our global infrastructure portfolio in the context of increasing rates, as well as changes in other key macro-economic variables. Key areas
addressed are:
- How debt financing of investments can be structured to somewhat mitigate or delay the impact of rising rates;
- The natural hedge provided by some infrastructure investments where performance is linked to inflation and economic growth;
- How discount rates (which drive valuations and performance) are expected to react in a rising rate environment;
- The potential secondary effects of rate rises flowing through to demand for infrastructure services, caused for example by pressure on consumer discretionary spending; and
- Pulling these factors together, how can IFM Investors continue to “buy well” and optimise the global portfolio in the context of the economic outlook.
Asset valuations across all sectors, including infrastructure, have benefited from an extended period of interest rate declines in advanced economies over the past 30 years
The interest rate environment
Asset valuations across all sectors, including infrastructure, have benefited from an extended period of interest rate declines in advanced economies over the past 30 years. This occurred as part of a structural lowering of policy interest rates
as central banks across the globe adopted inflation-targeting regimes and inflation itself was brought under greater control. Since the Global Financial Crisis, rates have been lowered even further, in an effort to drive economic recovery.
The low yield available in fixed interest markets has meant increased institutional demand for exposure to higher-yielding sectors such as real estate and infrastructure. These sectors have largely benefited from the attractive cost of investment
grade debt financing, as illustrated for the US market in Graph 1.
1 IFM Investors February 2018 Economic Outlook.
GRAPH 1 - US 10-YEAR TREASURY YIELDS & CORPORATE BOND SPREAD. Source: Bloomberg. Past performance does not guarantee future results.
About the author
Executive Director, Portfolio Management
Michael Landman
Joined in 2007
Michael heads up the Portfolio Management Team, providing fund analysis and thought leadership across IFM Investors’ Australian and Global Infrastructure portfolios. Michael is also responsible for fund transactions and asset management, and is a board member of NT Airports. Prior to joining IFM Investors, Michael worked for BHP Billiton, where he was involved with industrial research and development, oil and gas exploration, field development, engineering and planning, strategy development, and mergers and acquisitions.
About the author
Senior Associate, Portfolio Management
Ashwin Mathur
Joined in 2014
Ashwin works across all assets within the Australian Infrastructure Fund and the Global Infrastructure Fund, and is responsible for portfolio consolidation (valuations and forecasting), portfolio risk management (foreign exchange hedging, debt and liquidity management) and portfolio insights (including performance analysis and investor communications). Prior to joining IFM Investors, Ashwin worked with Australian Unity as a Portfolio Analyst, where he supported the Diversified Property Fund and Healthcare Property Fund. Prior to this he held the role of Manager, Real Estate and Infrastructure Advisory at PwC.
Bachelor of Commerce and Bachelor of Information Systems (Monash University).
About the author
Associate, Portfolio Management, Infrastructure
Abbie Sui
Joined in 2017
Abbie supports the portfolio work streams relating to the Australian and global infrastructure portfolios. Abbie works closely with other parts of the firm, including the Finance and Operations Team and Global Relationship Group. Abbie previously worked for Halifax Regional Municipality Pension Plan as a Senior Investment Associate, covering all aspects of portfolio management. Abbie has also held previous roles in risk management, finance and fund accounting with Manulife, Royal Bank of Canada and Citigroup in Canada.
Bachelor of Management (Hons) (Dongbei University of Finance and Economics, China), MBA (Sobey School of Business, Saint Mary's University, Halifax).