Diversified Credit

Hiran Wanigasekera and Lillian Nunez, Co-Heads of Australian Diversified Credit

For more than 25 years, we’ve been investing across private credit markets in Australia, seeking to extract return premiums that reflect the complexity of analysing and managing credit risk and lower liquidity. Here are six key lessons we’ve distilled that, we believe, give us an edge when it comes to accessing opportunities in credit markets.

Lillian Nunez, Co-Head of Australian Diversified Credit

Our experience in private credit has taught us that a tailored approach, taking account of individual borrower’s needs, can be more successful – and more profitable. For our investors too, flexibility is key. Watch this video to find out why.  

Hiran Wanigasekera, Co-Head of Australian Diversified Credit

One of our fundamental rules as a provider of credit is that we endeavour to lend to “good borrowers”. But, what defines a good borrower? There are four critical traits. Watch to learn more. 

Lillian Nunez, Co-Head of Australian Diversified Credit

We like to take on different opportunities because the complexity they bring can add a premium benefit to the return. But taking on a difficult transaction needs to deliver for our investors. Watch to learn more. 

Hiran Wanigasekera, Co-Head of Australian Diversified Credit

When lending to any organization, there is always the risk it won’t be able to execute on its business plan. The most critical task for a credit investor is to avoid capital losses. Debt covenants and review mechanisms are critical to structuring deals, especially those that present as more challenging and complex. Watch to learn how we navigate this. 

Lillian Nunez, Co-Head of Australian Diversified Credit

We believe it’s important that we are willing to make contrarian or opportunistic calls. So the approach we take to private credit markets is very different to the prevailing mindset you might find in public and traded markets. Watch this video to learn more.

Hiran Wanigasekera, Co-Head of Australian Diversified Credit

One of the common threads through all the lessons we’ve learned over more than 25 years as specialist private credit investor is the importance of people. Watch the final episode of our learning series as we explain valuing people – our own, our clients and the people at the businesses to whom we lend – is our most important learning.